Monaco does not have a designated retirement visa category; retirees enter and settle in the Principality using the standard residency program based on financial self-sufficiency. This pathway is well-suited for high-net-worth retirees who can readily demonstrate sufficient assets, pension income, or investment capital. Retired applicants must fulfill the same three pillars required of all residents: establishing local housing, passing a global background check, and obtaining a banking certificate from a local Monégasque bank verifying substantial capital reserves.