Monaco has no dedicated domestic digital-only/neobank — its roughly 25 active banks (mostly subsidiaries of major French, Swiss, and Italian groups) are traditional private banks with strong digital banking platforms rather than pure online banks. BNP Paribas Monaco and Société Générale offer full online/mobile banking (transfers, investment management, international transactions); Barclays Monaco offers digital private-banking and advisory tools for affluent clients. Expats and digital nomads commonly supplement Monaco private banking with EU-based neobanks (Revolut, N26, Wise) for everyday transactions, and some remote-capable offshore digital banks (e.g. Jetonbank) allow non-resident account opening without physical presence — a contrast to Monaco's own banks, which require in-person onboarding.