Daily Life

India — Living: Cost of Living

A comfortable single expat life costs roughly $800-1,500/month depending on the city, with Mumbai the most expensive ($1,200-2,000/month), Bangalore mid-range ($800-1,400/month), and Goa more affordable ($600-1,000/month) — driven mainly by housing, private schooling, and imported goods costs. A family of four typically needs ₹270,000-450,000/month (~$3,000-5,000) covering housing, food, transport, education, and healthcare. A 1BHK apartment costs around ₹65,000/month in central Mumbai versus roughly ₹10,000/month in a smaller city like Lucknow, illustrating the wide cost variance by location. India remains one of the more affordable countries globally, especially versus the US, UK, and much of Europe.

Remitly / godigit cost-of-living surveys · Last verified 2026-07-20

Key Facts

  • Single expat budget: $800-1,500/month depending on city — Mumbai highest ($1,200-2,000), Bangalore mid-range ($800-1,400), Goa lowest ($600-1,000).
  • Family of four: ₹270,000-450,000/month (~$3,000-5,000) covering housing, food, transport, education, healthcare.
  • Housing cost variance is extreme by city: a 1BHK is ~₹65,000/month in central Mumbai versus ~₹10,000/month in a smaller city like Lucknow.
  • India remains significantly more affordable than the US, UK, and most of Europe on a like-for-like basis.

Costs

  • Single expat, comfortable lifestyle: $800-1,500/month (city-dependent)
  • Family of four (housing, food, transport, education, healthcare): ₹270,000-450,000/month (~$3,000-5,000)
  • 1BHK apartment, central Mumbai: ~₹65,000/month

Common Mistakes

  • Budgeting using a single national average when city-to-city cost variance in India is extremely wide — a Mumbai budget will be 2-6x a smaller-city budget for equivalent housing.

Related Topics

major-citiesproperty-taxes
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