Banking

France — Banking: Required Documents

The core document set for opening a French bank account is a valid photo ID (passport/national ID), a proof of address (justificatif de domicile) less than 3 months old, and — for residents — a visa or titre de séjour. Banks commonly also request proof of income (pay slip or full tax assessment), the last three bank statements, and a foreign tax identification number if applicable. Those staying with someone else may need a letter of accommodation plus the host's ID and proof of address.

Service-Public.fr / French banking sector KYC standards · Last verified 2026-07-20

Key Facts

  • Core documents: valid passport/photo ID, proof of address under 3 months old, visa/titre de séjour (for residents).
  • Commonly also requested: proof of income (pay slip or tax assessment), last 3 bank statements, foreign tax ID number.
  • If staying with a host: letter of accommodation, plus the host's ID and proof of address in their name.
  • Requirements vary by bank and by resident vs. non-resident account type — always confirm with the specific bank first.

Required Documents

  • Passport/national ID
  • Proof of address (<3 months old)
  • Visa/titre de séjour (residents)
  • Proof of income
  • Last 3 bank statements

Common Mistakes

  • Bringing a proof of address older than 3 months — French banks strictly enforce this recency requirement.
  • Not bringing a host's documents when staying with someone else and unable to provide a personal proof of address.

Related Topics

opening-accountbest-banks
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