Taxes

Spain — Tax: Personal Income Tax (IRPF)

Spain's national progressive general tax base applies to employment salaries, pensions, rental income, and business income, with 2026 combined (national + regional default) brackets: 19% up to €12,450, 24% to €20,200, 30% to €35,200, 37% to €60,000, 45% to €300,000, and 47% above that. The top marginal rate varies by autonomous region — Madrid caps at 45%, Catalonia at 50%, Valencia at 54% for high earners. The basic personal allowance is €5,550 (under 65), rising to €6,700 (65-74) and €8,100 (75+). The annual return (Modelo 100) is filed between April 8 and June 30 of the following year.

Agencia Tributaria (AEAT) · Last verified 2026-07-17

Key Facts

  • 2026 combined brackets: 19% (to €12,450), 24% (to €20,200), 30% (to €35,200), 37% (to €60,000), 45% (to €300,000), 47% (above).
  • Top marginal rate varies regionally: Madrid 45%, Catalonia 50%, Valencia 54%.
  • Basic personal allowance: €5,550 (under 65), €6,700 (65-74), €8,100 (75+).
  • Annual IRPF return (Modelo 100) is filed between April 8 and June 30 of the following year.

Special Expat Regime (Beckham Law)

Under Article 93 of the IRPF Act, qualifying relocating individuals are taxed as non-residents: a flat 24% rate on employment/remote work income up to €600,000/year (47% above that), plus 100% exemption on foreign-sourced dividends, capital gains, and investment interest not tied to Spanish work/assets. Applies for the arrival year plus 5 more (6 years total). Per a binding July 2025 TEAC ruling (00/03697/2025), beneficiaries must now pay tax on imputed rental income (1.1-2% of cadastral value) on their Spanish primary residence, even if it's their own home. Digital Nomad Visa holders working for non-Spanish firms are confirmed eligible. Application (Modelo 149) must be filed within 6 months of starting work/Social Security registration — missing this deadline permanently invalidates eligibility; annual declaration uses Modelo 151. Source: Article 93 IRPF Act / TEAC Resolution 00/03697/2025.

Related Topics

tax-residencycapital-gains
← Back to Spain guides