Taxes

Portugal — Tax: Income Tax

Personal Income Tax in Portugal, known as Imposto sobre o Rendimento de Pessoas Singulares (IRS), is a progressive tax levied on the annual income of individual residents and non-residents. Taxable income is divided into six main categories: employment, business and professional income, investment income, rental income, capital gains, and pensions. For residents, tax rates are progressive and scale across several brackets up to 48%, with an additional solidarity surtax applied to ultra-high earners. Under specific rules like 'IRS Jovem', young workers entering the labor force can access temporary, multi-year exemptions.

Autoridade Tributária e Aduaneira · Last verified 2026-07-17

Key Facts

  • IRS rates are highly progressive, ranging from a starting bracket up to a top marginal rate of 48%.
  • Non-residents are subject to a flat withholding tax rate of 25% on Portuguese-sourced employment income.
  • Young workers up to age 35 can access progressive tax exemptions under the 'IRS Jovem' program.
  • Married couples can choose to file joint tax returns to combine and average their progressive brackets.
  • Employment and pension income are subject to monthly withholding taxes deducted at the source by employers.
  • Specific investment incomes (such as interest and dividends) are taxed at a flat rate of 28% by default.
  • The tax year matches the calendar year, running from January 1 to December 31.

Filing Requirements

The annual personal income tax (IRS) filing period runs from April 1 to June 30 of the following year. All returns (Modelo 3) must be submitted electronically through the Portal das Finanças. Failing to file on time results in administrative fines ranging from €150 to €3,750. Self-employed individuals must submit invoicing declarations quarterly alongside their annual return, and taxpayers must register/verify invoices on the 'e-fatura' portal to claim personal deductions. The automated IRS Automático system pre-populates returns for taxpayers with simple employment or pension structures. Taxpayers must keep physical tax records for at least five years. Source: Autoridade Tributária e Aduaneira.

Related Topics

tax-residencycapital-gains
← Back to Portugal guides